Someone’s National Insurance record could have a significant bearing on how much state pension they can get. It is therefore important for Britons to maintain a strong record.
Qualifying years for National Insurance can be earned in three different ways:
- By working
- By claiming certain benefits
- By paying voluntary contributions
This includes:
- Child Benefit
- Jobseeker’s Allowance
- Employment and Support Allowance
- Carer’s Allowance
- Carer’s Credit
If someone still wishes to increase their state pension entitlement after exhausting other options, they may be able to pay voluntary contributions to earn more qualifying years.